The Fastest
Real Estate Financing
From the Most
Awarded Lender
- Real Estate Loans from $150K to $10M
- One Loan Officer from application to close
- No Middlemen. No Delays. No Unanswered Calls.
- Fast Capital. Zero Surprises at Closing.
2500 +
Happy Clients
$1B +
Funded Deals
95%
Approval Rate
2500+
Happy
Clients
$1B+
Funded
Deals
95%
Approval
Rate
A Loan for Every Deal You Bring
Seven award winning loans. One direct lender. Whatever you are funding, it starts here.
Fix & Flip
Up to 90% LTV, 100% rehab funds, no prepayment penalty. Close in as little as 5 to 7 days.
DSCR
No W-2s, no tax returns, no hard credit pull. Qualify on rental income, not debt-to-income ratios.
DSCR Portfolio Loans
One loan for 2 to 10 properties. One closing, one payment, lower closing costs overall.
Ground Up Construction Loans
Up to 90% of total project costs. Draws released after photo inspection. Pay interest only on what you draw.
Multi-Family & Mixed-Use Bridge Loans
75% acquisition, 100% renovation funding for transitional 5+ unit assets. No prepayment penalties.
Full Doc Commercial Mortgages
30-year amortization, competitive rates, no cap on how many loans you hold.
Lite Doc Commercial Mortgages
Minimal documentation, competitive rates. Retail, industrial, warehouse, and office assets.
Still deciding? Compare all seven real estate loans side by side.
The Trusted Choice for Real Estate Loans
We specialize in fast, flexible, and reliable funding nationwide, whether you’re flipping a property, building from the ground up, or scaling a rental portfolio.
Fast Funding
Approvals in as little as 24 to 48 hours, with closing timelines built around your deal
High Leverage
Up to 90% on fix and flip, up to 85% on DSCR, and high leverage across every loan we offer.
Flexible Underwriting
Less-than-perfect credit, unique property types, and unconventional financial situations all qualify.
Easy Funding, Step-by-Step
Our streamlined process gets you from application to funding quickly and efficiently.
Apply Online
Complete our short, no-obligation online application.
Talk to an Expert
Speak with one of our real estate loan experts who will tailor a solution for you.
Get Approved
Approval in as little as 24–48 hours.
Fund Your Investment
Congratulations! You’re ready to close and fund your project.
Real Deals. Real Investors. Real Results.
A few of the thousands of stories we’ve helped write.
Tools Built for Real Estate Investors
Run your numbers before you make an offer, or learn straight from our team.
Fix & Flip Calculator
Estimate ARV, rehab costs, and profit before you submit your offer.
Webinars
On-demand deal analysis, loan strategy, and market insights.
DSCR Calculator
Check your rental income against the loan payment in seconds.
Upcoming Events
Meet our team at meetups and conferences near you.
Fix & Flip Calculator
Estimate ARV, rehab costs, and profit before you submit your offer.
Webinars
On-demand deal analysis, loan strategy, and market insights.
Check your rental income against the loan payment in seconds.
Meet our team at meetups and conferences near you.
Insights for Smarter Investing
Market trends, deal strategy, and lessons we’ve learned funding thousands of deals.
For brokers working with real estate investors, a successful fix-and-flip deal doesn’t have to be the end of the relationship. Some borrowers will always want to renovate, sell and move on to their next project. But others might be sitting…
If you're comparing ground-up construction loans in NYC to the renovation financing you've used before, the underwriting looks nothing alike. Ground-up construction is a different animal from a renovation flip: before committing capital to a ground-up project in the city,…
Florida remains one of the most active fix and flip markets in the country, but it is not the same market it was a few years ago. Insurance costs have climbed, some metros are seeing prices soften, and permitting can…
Florida has become one of the most active rental investment markets in the country, and DSCR loans are a big part of why. Unlike a conventional mortgage, a DSCR loan qualifies you based on the income the property generates, not…
You Found the Deal.
We'll Get You Funded.
Direct funding, real leverage, and a loan officer who’s with you from application to close. If you’re ready to fund your next deal with an award-winning lender built for investors, we’re ready for you.
Call Us Directly
(718)285-0806
Email Our Team
info@expresscapitalfinancing.com
Apply for Funding Today
Get a custom quote built around your deal. Apply now to get the speed, leverage, and flexibility your next project needs.
- Decisions in 24 to 48 Hours
- Up to 90% Leverage
- A Dedicated Loan Officer on Every Deal