The Hard Money Lending Guide for First-Time Borrowers in New York

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Chapter 1 – The New York InfrastructureChapter 2 – How underwriting works in New YorkChapter 3 – When regulation becomes riskChapter 4 – Managing the renovation stage in New York Chapter 5 – Your Exit StrategyChapter 1: The New York InfrastructureIf you’re a…

How to calculate DSCR on a loan for rental property

A property investor calculating their DSCR loan - Express Capital Financing

This one is for any real estate investors wondering “how do you calculate DSCR on a loan for a rental property”. In this article, we’re going to give you all the background you need on this important metric, and also…

What is a Full Doc Loan?

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A Full Doc Loan, short for full documentation loan, is a type of mortgage that requires borrowers to provide extensive documentation of their income and assets in order to qualify for the loan.  This type of loan is typically used…

4 Funding Solutions for Cash Flow Problems

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A vast majority of companies fail because they are ill-prepared to manage growth and cash flow properly. Either accounts receivable are slow-paying, or funds become tied to excess inventory and a company hasn’t identified funding solutions that can help when…

Benefits of Partnering with a Hard Money Lender

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Don’t let conventional loans become your default choice when it comes to funding your next real estate investment property. A hard money loan can be the perfect solution for diversifying and expanding your existing portfolio. This type of loan is…

Financing a New Home Build

A new build property under construction - Financing a New Home Build - ECF

Building a new home opens up exciting opportunities for real estate investors and developers. However, the first step in this exhilarating journey is to master the art of financing a new home build. One of the key components in this…

The Best Cities in Florida to Buy Investment Property

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Featuring an impressive 1,300 miles of pristine beaches and endless sunny skies almost year-round, Florida’s real estate market shines for savvy real estate investors eyeing top-performing rental properties. As remote work becomes the norm, the Sunshine State’s appeal skyrockets even…

The Basics of Hard Money Loans

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What are the basics of hard money loans that I should know? A hard money loan is a type of financing that is secured by real estate or collateral. Hard money loans are typically short-term loans with high interest rates…