Express Capital Financing
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Express Capital Financing
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Simon Rishty

If you need help with finding a loan or want more information about our lending services, please get in touch with Simon by phone or email at your convenience. He’ll take the time to discuss your situation and help you find the best options for you.

Senior Loan Officer

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About Simon

Simon Rishty started his career managing ‘It’s All A Gift’, a retail jewelry store in Brooklyn New York. After a few short years, Simon had expanded that small business in many ways, from simplifying and automating systems of operations to bringing it to the online world of E-commerce, increasing sales and overall efficiency while enhancing the customer experience.

Simon’s leading experience with customer service paired with his amiable personality and extensive knowledge of the real estate industry, attained by studying all of its aspects from an investors perspective, is what makes him such an invaluable asset to the Express Capital Financing team. 

Simply put, if it’s capital you require to grow your real estate portfolio, rest assured you will have a meticulous and dedicated loan officer by your side every step of the way, working to help you acquire wealth and achieve success through your real estate ventures.

Hear From Our Happy Clients

Find out about the positive experiences our valued customers have had.

Express Capital Finance is one of my favorite “Go To” Lenders for a lot of my Hard Money loans. They are a super sharp company with great loan products that meet the needs of Brokers and, today’s, savy, real estate investors. Loan Specialist, Simon Rishy is an astute, highly efficient, professional who I enjoy working with. He is always upbeat, cool, calm and collected. Additionally, Loan Processor, Natasha Rampersaud is the “Truth” when it comes to working and moving a loan file to closing. Also, very kind, knowledgeable, accessible and courteous. As a whole, my clients and I enjoy working with Express Capital Financing and look forward to closing more Hard Money loans with them.
Lee A.
Express Capital Financing is an amazing Company with a great team of loan processing professionals that will guide and educate you every step of the way. During our loan process, Simon, Natasha and David were extremely patient, knowledgeable and creative in making sure they got our deal to the Closing table. Natasha and Simon made themselves available throughout all hours of the day and evening via phone, text and email, to answer questions and put our mind at ease whenever obstacles or roadblocks came up. I even recall one time, David Chera conference called with us during his family vacation. If that’s not dedication, then I don’t know what is! I highly recommend Express Capital Financing and even more so recommend the top-notch services and support of Simon, Natasha and David.
Carl R.
Simon, Natasha and David at Express Capital Financing are a phenomenal team. I closed three transactions within the past 5 months, and I look forward to closing many more. The process is smooth and straight forward; no surprises. Excellent communication and customer service! I highly recommend Express Capital Financing to be your hard money lender.
Samantha L.

Compare Our Loan Programs

Whether you’re looking for capital for a Fix & Flip, Rental, or Commercial property, we have a program to meet your needs.

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Why Choose Express Capital Financing

Quick Funding

Get fast, reliable financing to seize opportunities with unmatched speed.

Maximum Leverage

Maximize your real estate portfolio effortlessly with higher leverage.

Unmatched Flexibility

Enjoy tailored loans that flexibly adapt to your needs and goals.

Apply Now

Insights & Resources

From powerful deal calculators that demystify complex financial scenarios to thought-provoking blogs that unravel industry trends, from exclusive events and webinars to our trusted affiliate partners – this is your go-to hub for staying ahead and making informed decisions in real estate.

Deal Calculators

Try it out today

Blogs

Latest posts

Events

Find events

Webinars

Watch the latest

Affiliate Partners

Find out more
Explore All Resources

Insights & Resources

From powerful deal calculators that demystify complex financial scenarios to thought-provoking blogs that unravel industry trends, from exclusive events and webinars to our trusted affiliate partners – this is your go-to hub for staying ahead and making informed decisions in real estate.

Deal Calculators

Try it out today

Blogs

Read the latest post

Events

Find events near you

Webinars

Watch the latest

Affiliate Partners

Find out more

Explore More Resources

FAQ

We know how challenging it can be for landlords and commercial property owners/investors to secure funding for real estate. At this time, we only provide financing to commercial clients/investors who are LLCs and corporations for nonowner-occupied properties.

We provide funding nationwide, with the exception of the following states: Nevada, South Dakota and North Dakota

Our closing process can be as short as 7 days. After the first deal is in, we can close in 5-7 days. Our processing clock starts from the initial point of contact.

We do not provide 100 percent funding on all deals. We provide 100 percent financing for rehab expenses. For purchase contracts, we provide up to 90 percent in funding. On rehab properties, we provide financing based on the after-rehab value (ARV). Rehab borrowers can receive 75% of their property’s ARV. 

Costs that borrowers are expected to cover themselves include any over budget expenses for rehab properties, loan interest and settlement fees.

The application process is fast and simple. Ideally, we expect potential borrowers to include in their loan application a deal summary, proposed scope of work and purchase contract. 

Depending on the deal, we may also ask for property comparisons. We’ll review your application and contact you right away to discuss your investment opportunity and inform you about lending requirements and borrower expectations.

We do not require any money from you upfront. Appraisals are required for all approved applications. You do not pay any fees until you receive our terms and conditions sheet regarding your deal.

We know that real estate deals are time-sensitive matters. We encourage you to complete the prequalification process to know exactly where you stand with us. Our loan experts do not believe in wasting your time or giving you the runaround. 

Once you complete the prequalification/preapproval process, you’ll hear back from us within 24 hours. Our loan professionals speak to and meet with all borrowers before closing.

If you have a question that is not answered here or on our full FAQ page, or you are ready to apply to get the funds you need right away, contact us at Express Capital Financing to let us know. We’ll be more than happy to address your concerns, and clear up any confusion you may have and get your funding underway.